Getting pre-approved through a local lender is one of the best ways to strengthen your position as a buyer. Not only will you get very competitive rates and great service throughout the transaction but your offer to purchase a home will appear more credible than another buyer who chooses to go with some obscure non-local mortgage lender who no one can trust to get the job done. Even the large retail lenders with centralized loan origination and processing teams are not always the best way to go. Those types of lenders usually only work 9 to 5 hours and when there are problems it is difficult to hold one person accountable.

Smart Realtors understand the benefits of local financing and often they will advise their sellers on how to weigh the risks of the proposed financing terms that the buyer and his/her agent are presenting.

Trusted Mortgage Consultants

Website Links

Aret Kalayjian
Sales Manager
PHH Mortgage
609-510-8906 Cell#
609-977-6070 Office
email:aret.kalayjian@mortgagefamily.com

Mr. Aaron Heimowitz - Home Mortgage Consultant
Wells Fargo Home Mortgage
609-577-3334 Cell#
609-631-2950 Office#

950 Route 33 West
Hamilton Square, NJ 08690

Ms. Anita Deochand - Mortgage Loan Officer
  Bank of America
  cell#: 609-954-3320
  office#: 609-987-3557
email: anita.deochand@bankofamerica.com

301 Carnegie Center, Floor 2
Princeton, NJ 08540

Insurance / Financial Planning

Website Links

731 Alexander Road
Princeton, NJ 08540

Mr. Carlos Duran, Agent
State Farm Insurance
325 Franklin Street , Route 33
Hightstown, NJ 08520
609-448-6700 - Fax 609-448-0084

Getting pre-approved on the phone should take minutes not days!

A pre-qualification or pre-approval letter from a bonifide mortgage lender is necessary. when submitting an offer on a property. Some Realtors prefer that their buyers are already pre-qualified or pre-approved before looking at homes because it cuts down any wasted time looking at homes that are outside of the buyer's price range. (either too low or too high). In fact, most sellers are told by their listing agents that only pre-qualified buyers will come visit their homes. So it is important to know exactly what you can afford before looking at homes.