Princeton NJ real estate listings and homes for sale, home buying, home selling information

Getting pre-approved through a local lender is one of the best ways to strengthen your position as a buyer. Not only will you get very competitive rates and great service throughout the transaction but your offer to purchase a home will appear more credible than another buyer who chooses to go with some obscure non-local mortgage lender who no one can trust to get the job done. Even the large retail lenders with centralized loan origination and processing teams are not always the best way to go. Those types of lenders usually only work 9 to 5 hours and when there are problems it is difficult to hold one person accountable.

Smart Realtors understand the benefits of local financing and often they will advise their sellers on how to weigh the risks of the proposed financing terms that the buyer and his/her agent are presenting.

	Trusted Mortgage Consultants	website links
	Aret Kalayjian Mortgage Advisor PHH Mortgage 609-510-8906 Cell# 609-977-6070 Office email: aret.kalayjian@mortgagefamily.com
	Mr. Aaron Heimowitz, Home Mortgage Consultant Wells Fargo Home Mortgage 609-577-3334 Cell# 609-631-2950 Office#	950 Route 33 West Hamilton Square, NJ 08690
	Ms. Anita Deochand - Mortgage Loan Officer Bank of America cell#: 609-954-3320 office#: 609-987-3557 email: anita.deochand@bankofamerica.com	301 Carnegie Center, Floor 2 Princeton, NJ 08540
	Insurance / Financial Planning	Website Links
	Mr. Jason Akers Northwestern Mutual Financial Representative 609-750-3626 email: jason.akers@nmfn.com	731 Alexander Road Princeton, NJ 08540
	Mr. Carlos Duran, Agent State Farm Insurance 325 Franklin Street , Route 33 Hightstown, NJ 08520 609-448-6700 - Fax 609-448-0084

Getting pre-approved on the phone should take minutes not days!

A pre-qualification or pre-approval letter from a bonifide mortgage lender is necessary. when submitting an offer on a property. Some Realtors prefer that their buyers are already pre-qualified or pre-approved before looking at homes because it cuts down any wasted time looking at homes that are outside of the buyer's price range. (either too low or too high). In fact, most sellers are told by their listing agents that only pre-qualified buyers will come visit their homes. So it is important to know exactly what you can afford before looking at homes.